IDENTITY GUARD VS PRIVACY GUARD TRIAL

It also detects when payday loans are opened in your name, informs you of changes of address with the U.S. It scans the Dark Web for your personal information, notifies you if a sex offender moves into your neighborhood, and detects when crimes are booked in your name or reported in the court system. In addition to monitoring your three credit reports and credit scores for changes that signal identity theft, IdentityWorks provides a number of other credit and identity monitoring services. readers receive at least 20% off and as much as a 33% discount.Įxperian, one of the three major credit bureaus, offers IdentityWorks credit monitoring service that monitors all three of your credit reports.

IDENTITY GUARD VS PRIVACY GUARD TRIAL

If you decide not to keep your subscription, make sure you cancel during the money-back guarantee period or free trial period (if one of these is part of your subscription) to avoid being charged. Plans range from $7.50 to $25/month for individuals and $12.50 to $33.33/month for family protection. The Total and Ultra Plans add a monthly credit score report, three-bureau credit monitoring, and bank account oversight. All plans include $1 million of identity theft insurance, a U.S.-based case manager to work with you if your identity is stolen, a mobile application to access your membership information, and alerts when your personal information is detected on the Dark Web. You can choose between the Value, Total, and Ultra Plans either for yourself or your family. The credit monitoring company keeps a close eye on your credit files from all three of the major credit bureaus. The parent company of Identity Guard has served over 47 million customers since being established in 1996.

You'll also want to pay particular attention to the services you’ll get and whether the service covers all three credit bureaus or just one. Protecting your credit from identity theft helps ensure thieves don’t run up big bills in your name and leave you to deal with the damage.Īs you’re shopping around for credit monitoring services pay attention to fees-they may be free or may charge a monthly or annual fee. You can receive early warning of changes to your credit and respond accordingly.Ĭredit monitoring also allows you to detect instances of identity theft-a form of fraud, which is one of the most common crimes in the United States. Credit monitoring services allow you to keep an eye on your credit report and score. Having a healthy credit score is more important than ever, especially considering the number of businesses that rely on your credit to approve your applications. Read our advertiser disclosure for more info. We may receive compensation if you visit partners we recommend. We recommend the best products through an independent review process, and advertisers do not influence our picks.

Identity guard vs privacy guard